Mortgage Services Edinburgh | Whole-of-Market Mortgage Advice

Mortgages

Mortgage Services in Edinburgh

Explore our full range of mortgage services. Gateway Financial provides whole-of-market mortgage advice for buyers, movers, investors and the self employed.

WHOLE OF MARKET

MORTGAGE ADVICE

Buying a property is one of the biggest financial commitments you’ll ever make. Whether it’s your first home or an addition to your portfolio, we have access to over 100 lenders and will search the whole market to find the mortgage that’s right for you.

We also offer specialist advice for clients with more complex income, including mortgages for NHS professionals and mortgages for footballers.

First Time Buyers

We’ll guide you through every step, from application to completion, making sure you get the right deal for your budget and goals.

New Build Purchases

We’ll help you secure the right mortgage quickly and efficiently, so you can focus on moving into your brand-new home.

Home Movers

Whether you’re upsizing, downsizing or relocating, we’ll help you make your next move stress-free. Our whole-of-market approach ensures you find the most suitable mortgage for your changing needs.

Buy to Let

Investing in property can be rewarding when you have the right finance in place. We’ll help you navigate buy-to-let criteria and find competitive mortgage options that maximise your return.

Remortgage

Whether you’re looking to save money or release equity from your home, we’ll find the most suitable remortgage deal for you. Our experts compare rates across the market to help you make the most of your mortgage.

Self Employed

If you’re self-employed, proving your income can be more complex — but we make it simple. Our advisers understand how different lenders assess applications and will help you present your finances in the best light.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

You may have to pay an early repayment charge to your existing lender if you remortgage

We're 5 Star Rated

Our clients rate us five stars for a reason. At Gateway Financial, we combine expert mortgage advice with genuine care, helping buyers and homeowners across Edinburgh secure the right deal, stress-free. See why we’re trusted as one of the top mortgage brokers in Edinburgh.

    
 
 
          Liz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Marco was great from start to finish through my mortgage process as a first time buyer. My case wasn't straight forward, however, Marco went above and beyond to get me the best deal possible and kept me up to date through every step. Would recommend
  
 
         Carly Kleiman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic from start to finish, really pleased to have used Gateway for my re-mortgage.

David and Luisa are both super helpful and attentive, I could not fault the them.
  
 
         Jonathan Kidd 
 
 
 
 Trustindex verifies that the original source of the review is Google. Matthew has been brilliant. Highly recommend!
  
 
         David Hilliard 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have worked with Gateway for years now on my mortgage and recently secured a new build house and they advised that porting was not the best option so secured me a new deal and reclaimed the early repayment charge so I was not out of pocket.

Also protected my income in the case I couldn’t pay my bills so honestly cannot praise them enough, especially David

Thank you Gateway and I highly recommend to anyone looking for a mortgage adviser
  
 
         Callum Watson 
 
 
 
 Trustindex verifies that the original source of the review is Google. David is very personable, knowledgable and will always pick up the phone/respond to an email promptly. Really refreshing to have a mortgage advisor that makes himself available for you when you need and doesn’t mind making the time to answer questions (even the silly ones!). I’d thoroughly recommend David and the team at Gateway Financial Group. We have been working with David for a number of years now and are really impressed.
  
 
         Adam Lawrie 
 
 
 
 Trustindex verifies that the original source of the review is Google. From start to finish, I had a genuinely excellent experience with Gateway Financial. After another broker was unable to help me secure the lending I needed, Luisa and David stepped in and completely turned things around for me.

Within just a few days of first contacting them, they secured the lending I needed and kept everything moving quickly and efficiently. Communication throughout was clear, prompt, and reassuring, which made the whole process feel far less stressful than I expected.

Both Luisa and David were professional, knowledgeable, and incredibly supportive at every stage of the process. They really went above and beyond to understand and meet my needs.

I can’t thank them enough and would highly recommend them to anyone looking for reliable and effective mortgage or financial support. Truly a credit to the industry.
  
 
         Paul Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely fantastic service from David - extremely responsive, gave grounded, pertinent advice, and professional throughout.
  
 
         Tom Rowbotham 
 
 
 
 Trustindex verifies that the original source of the review is Google. Marco has been fantastic throughout my house purchase. From our first conversation, when I was just trying to understand what was financially possible, right through to exchange, he has been incredibly helpful and supportive.
I'm not the most knowledgeable when it comes to mortgages and the home-buying process, but Marco always took the time to explain things clearly and answer any questions I had. He regularly checked in, kept me updated, and made sure I understood what was happening at each stage.
Buying a house can be a stressful process, but having someone as approachable and knowledgeable as Marco made it much easier. I really appreciate all the help and guidance he's provided and wouldn't hesitate to recommend him to anyone.
  
 
         Jules Hillam 
 
 
 
 Trustindex verifies that the original source of the review is Google. Friendly, helpful and professional throughout. David and Luisa were both really responsive and communicative talking me through every stage of the process. I would definitely recommend them and use them again without hesitation.
  
 
         John Reilly 
 
 
 
 Trustindex verifies that the original source of the review is Google. Honestly my wife and I can not thank marco enough for all the help and guidance through the whole process. From the very start nothing was too much trouble from the advice stage right through to completion. Honestly if anyone is thinking about purchasing their first home contact Marco. We just wish we did it sooner.

Thank you again Marco

Why Choose Gateway Financial?

Whole-of-market mortgage access – we’re not tied to any lender

FCA-regulated advice you can trust

Clear, jargon-free guidance at every stage

Support from enquiry through to completion

Experience across Scotland and England

We take the time to understand your circumstances and recommend mortgages that genuinely suit your needs – not just what’s easiest to arrange.

Speak to a Mortgage Adviser

If you’re considering a mortgage or would like to review your current deal, Gateway Financial is here to help. Our advisers will explain your options clearly and help you move forward with confidence.

Speak to Gateway Financial today for professional, whole-of-market mortgage advice.

Frequently asked questions

What does whole-of-market mortgage advice mean?

Whole-of-market mortgage advice means we compare products from a wide range of lenders, including high street banks and specialist providers, to find the most suitable option for your circumstances.

Do you help first time buyers and home movers?

Yes. We provide mortgage advice for first time buyers, home movers, and existing homeowners looking to remortgage or move property.

Can you help if I’m self employed?

Absolutely. We regularly advise self employed clients, contractors, and company directors, helping present income correctly and identify lenders suited to non-standard income structures.

Do you offer buy to let mortgage advice?

Yes. We provide tailored advice for buy to let mortgages, whether you’re purchasing your first investment property or expanding an existing portfolio.

How much can I borrow for a mortgage?

How much you can borrow depends on your income, outgoings, credit profile, and deposit. We’ll assess affordability early and explain what’s realistic before you apply.

Is there a fee for mortgage advice?

This depends on the type of mortgage and the level of advice required. We’ll always explain any fees clearly upfront before you proceed.

Where to find us

Although we’re based in the heart of Edinburgh, our services extend throughout Scotland – from Glasgow and Aberdeen to Dundee and the Borders – and even into England. Wherever you’re based, our team can help you find the perfect mortgage or financial solution.